Call reports 2022
RIVER VALLEY COMMUNITY BANK — 2022
What RIVER VALLEY COMMUNITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 574,449,000 | 581,664,000 | 645,814,000 | 629,876,000 |
| Total loans | 247,998,000 | 254,326,000 | 254,638,000 | 257,403,000 |
| Allowance for loan losses | 3,513,000 | 3,513,000 | 3,513,000 | 3,513,000 |
| Securities available for sale | 242,907,000 | 242,948,000 | 255,532,000 | 253,188,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 530,538,000 | 542,614,000 | 610,641,000 | 592,061,000 |
| Interest-bearing deposits | 313,362,000 | 329,996,000 | 361,363,000 | 348,941,000 |
| Noninterest-bearing deposits | 217,176,000 | 212,618,000 | 249,278,000 | 243,120,000 |
| Equity capital | 41,468,000 | 36,525,000 | 32,875,000 | 35,517,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,088,000 | 8,396,000 | 13,451,000 | 19,437,000 |
| Interest expense | 140,000 | 273,000 | 495,000 | 1,039,000 |
| Net interest income | 3,948,000 | 8,123,000 | 12,956,000 | 18,398,000 |
| Noninterest income | 200,000 | 401,000 | 623,000 | 887,000 |
| Noninterest expense | 2,426,000 | 4,760,000 | 7,168,000 | 9,514,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,722,000 | 3,764,000 | 6,411,000 | 9,771,000 |
| Income tax | 481,000 | 1,028,000 | 1,727,000 | 2,657,000 |
| Net income | 1,241,000 | 2,736,000 | 4,684,000 | 7,114,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,334,000 | 47,828,000 | 49,777,000 | 52,206,000 |
| Total capital | 50,037,000 | 51,531,000 | 53,480,000 | 55,909,000 |
| Risk-weighted assets | 360,968,000 | 375,380,000 | 375,032,000 | 372,026,000 |