Call reports 2018
RIVER VALLEY COMMUNITY BANK — 2018
What RIVER VALLEY COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 346,045,000 | 359,653,000 | 364,159,000 | 376,973,000 |
| Total loans | 138,098,000 | 144,350,000 | 154,690,000 | 168,727,000 |
| Allowance for loan losses | 2,003,000 | 2,005,000 | 2,007,000 | 2,139,000 |
| Securities available for sale | 152,572,000 | 146,106,000 | 144,670,000 | 158,476,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 265,690,000 | 260,337,000 | 264,078,000 | 285,878,000 |
| Interest-bearing deposits | 165,197,000 | 164,265,000 | 167,676,000 | 164,188,000 |
| Noninterest-bearing deposits | 100,493,000 | 96,072,000 | 96,402,000 | 121,690,000 |
| Equity capital | 28,296,000 | 28,555,000 | 29,253,000 | 29,818,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,688,000 | 5,817,000 | 9,052,000 | 12,588,000 |
| Interest expense | 326,000 | 815,000 | 1,282,000 | 1,861,000 |
| Net interest income | 2,362,000 | 5,002,000 | 7,770,000 | 10,727,000 |
| Noninterest income | 132,000 | 292,000 | 427,000 | 563,000 |
| Noninterest expense | 1,300,000 | 2,667,000 | 4,145,000 | 6,035,000 |
| Provision for loan losses | 0 | 0 | 0 | 130,000 |
| Pretax income | 1,198,000 | 2,671,000 | 4,096,000 | 5,172,000 |
| Income tax | 328,000 | 726,000 | 1,105,000 | 1,341,000 |
| Net income | 870,000 | 1,945,000 | 2,991,000 | 3,831,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,594,000 | 29,668,000 | 30,714,000 | 31,554,000 |
| Total capital | 30,732,000 | 31,808,000 | 32,856,000 | 33,853,000 |
| Risk-weighted assets | 240,257,000 | 248,660,000 | 254,308,000 | 273,435,000 |