Call reports 2017
RIVER VALLEY COMMUNITY BANK — 2017
What RIVER VALLEY COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 319,380,000 | 321,626,000 | 337,083,000 | 334,058,000 |
| Total loans | 131,295,000 | 135,890,000 | 139,554,000 | 142,588,000 |
| Allowance for loan losses | 1,999,000 | 2,056,000 | 2,058,000 | 2,000,000 |
| Securities available for sale | 150,226,000 | 149,189,000 | 145,424,000 | 128,836,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 242,119,000 | 233,318,000 | 237,108,000 | 255,147,000 |
| Interest-bearing deposits | 161,381,000 | 154,439,000 | 160,154,000 | 151,171,000 |
| Noninterest-bearing deposits | 80,738,000 | 78,879,000 | 76,954,000 | 103,976,000 |
| Equity capital | 26,170,000 | 27,619,000 | 28,131,000 | 27,781,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,271,000 | 4,677,000 | 7,262,000 | 9,702,000 |
| Interest expense | 148,000 | 369,000 | 665,000 | 960,000 |
| Net interest income | 2,123,000 | 4,308,000 | 6,597,000 | 8,742,000 |
| Noninterest income | 126,000 | 254,000 | 379,000 | 509,000 |
| Noninterest expense | 1,218,000 | 2,367,000 | 3,599,000 | 4,775,000 |
| Provision for loan losses | 70,000 | 125,000 | 125,000 | 65,000 |
| Pretax income | 962,000 | 2,109,000 | 3,291,000 | 4,477,000 |
| Income tax | 333,000 | 748,000 | 1,174,000 | 1,817,000 |
| Net income | 629,000 | 1,361,000 | 2,117,000 | 2,660,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,971,000 | 26,763,000 | 27,518,000 | 27,724,000 |
| Total capital | 28,079,000 | 28,928,000 | 29,701,000 | 29,859,000 |
| Risk-weighted assets | 201,055,000 | 206,306,000 | 212,965,000 | 234,627,000 |