Call reports 2006
RIVER VALLEY COMMUNITY BANK — 2006
What RIVER VALLEY COMMUNITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|
| Total assets | 14,951,000 | 23,591,000 | 33,719,000 |
| Total loans | 41,000 | 1,702,000 | 5,709,000 |
| Allowance for loan losses | 0 | 21,000 | 71,000 |
| Securities available for sale | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 777,000 | 10,236,000 | 20,285,000 |
| Interest-bearing deposits | 676,000 | 8,818,000 | 17,081,000 |
| Noninterest-bearing deposits | 101,000 | 1,417,000 | 3,204,000 |
| Equity capital | 13,483,000 | 13,314,000 | 13,088,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|
| Interest income | 111,000 | 368,000 | 707,000 |
| Interest expense | 0 | 53,000 | 154,000 |
| Net interest income | 111,000 | 315,000 | 553,000 |
| Noninterest income | 0 | 1,000 | 27,000 |
| Noninterest expense | 319,000 | 697,000 | 1,163,000 |
| Provision for loan losses | 0 | 21,000 | 71,000 |
| Pretax income | -208,000 | -402,000 | -654,000 |
| Income tax | 0 | -4,000 | -1,000 |
| Net income | -208,000 | -398,000 | -653,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|
| Tier 1 capital | 13,483,000 | 13,310,000 | 13,066,000 |
| Total capital | 13,483,000 | 13,331,000 | 13,137,000 |
| Risk-weighted assets | 3,335,000 | 7,745,000 | 13,973,000 |
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