Call reports 2026
WILSON & MUIR BANK & TRUST COMPANY — 2026
What WILSON & MUIR BANK & TRUST COMPANY reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 847,346,000 | 818,397,000 |
| Total loans | 533,395,000 | 549,732,000 |
| Allowance for loan losses | 5,375,000 | 5,390,000 |
| Securities available for sale | 223,422,000 | 217,952,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 748,122,000 | 727,607,000 |
| Interest-bearing deposits | 483,364,000 | 458,563,000 |
| Noninterest-bearing deposits | 264,758,000 | 269,044,000 |
| Equity capital | 54,819,000 | 56,241,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 11,053,000 | 22,448,000 |
| Interest expense | 2,154,000 | 4,269,000 |
| Net interest income | 8,899,000 | 18,179,000 |
| Noninterest income | 1,014,000 | 2,170,000 |
| Noninterest expense | 4,677,000 | 9,406,000 |
| Provision for loan losses | -70,000 | 41,000 |
| Pretax income | 5,297,000 | 10,910,000 |
| Income tax | 0 | 0 |
| Net income | 5,297,000 | 10,910,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 81,136,000 | 80,829,000 |
| Total capital | 86,572,000 | 86,263,000 |
| Risk-weighted assets | 563,567,000 | 579,673,000 |