Call report 2025Q4
WILSON & MUIR BANK & TRUST COMPANY — 2025Q4
The 22 measures WILSON & MUIR BANK & TRUST COMPANY reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 844,478,000 | USD | evidence → |
| Total loans | 527,673,000 | USD | evidence → |
| Allowance for loan losses | 5,454,000 | USD | evidence → |
| Securities available for sale | 221,876,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 750,167,000 | USD | evidence → |
| Interest-bearing deposits | 483,528,000 | USD | evidence → |
| Noninterest-bearing deposits | 266,639,000 | USD | evidence → |
| Equity capital | 56,836,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 45,016,000 | USD | evidence → |
| Interest expense | 9,297,000 | USD | evidence → |
| Net interest income | 35,719,000 | USD | evidence → |
| Noninterest income | 4,305,000 | USD | evidence → |
| Noninterest expense | 18,006,000 | USD | evidence → |
| Provision for loan losses | 361,000 | USD | evidence → |
| Pretax income | 21,658,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 21,658,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 80,717,000 | USD | evidence → |
| Total capital | 86,223,000 | USD | evidence → |
| Risk-weighted assets | 559,936,000 | USD | evidence → |