Call reports 2024
WILSON & MUIR BANK & TRUST COMPANY — 2024
What WILSON & MUIR BANK & TRUST COMPANY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 759,429,000 | 770,830,000 | 787,006,000 | 786,719,000 |
| Total loans | 474,378,000 | 490,685,000 | 509,543,000 | 517,539,000 |
| Allowance for loan losses | 4,893,000 | 5,015,000 | 5,049,000 | 5,029,000 |
| Securities available for sale | 224,282,000 | 221,398,000 | 225,514,000 | 215,252,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 657,789,000 | 669,382,000 | 691,178,000 | 700,693,000 |
| Interest-bearing deposits | 396,808,000 | 396,653,000 | 424,476,000 | 434,147,000 |
| Noninterest-bearing deposits | 260,981,000 | 272,729,000 | 266,702,000 | 266,546,000 |
| Equity capital | 32,585,000 | 31,156,000 | 40,956,000 | 38,421,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 9,709,000 | 19,919,000 | 30,621,000 | 41,616,000 |
| Interest expense | 1,972,000 | 4,339,000 | 6,931,000 | 9,566,000 |
| Net interest income | 7,737,000 | 15,580,000 | 23,690,000 | 32,050,000 |
| Noninterest income | 844,000 | 1,751,000 | 2,725,000 | 3,748,000 |
| Noninterest expense | 4,123,000 | 8,211,000 | 12,382,000 | 16,991,000 |
| Provision for loan losses | -56,000 | 74,000 | 47,000 | -516,000 |
| Pretax income | 4,502,000 | 9,084,000 | 13,999,000 | 19,335,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,502,000 | 9,084,000 | 13,999,000 | 19,335,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,172,000 | 65,742,000 | 67,432,000 | 72,769,000 |
| Total capital | 71,142,000 | 70,783,000 | 72,533,000 | 77,851,000 |
| Risk-weighted assets | 535,777,000 | 542,037,000 | 553,909,000 | 557,297,000 |