Call reports 2023
WILSON & MUIR BANK & TRUST COMPANY — 2023
What WILSON & MUIR BANK & TRUST COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 723,839,000 | 727,950,000 | 718,989,000 | 739,520,000 |
| Total loans | 419,015,000 | 429,014,000 | 437,438,000 | 442,976,000 |
| Allowance for loan losses | 4,110,000 | 4,498,000 | 4,688,000 | 4,947,000 |
| Securities available for sale | 241,613,000 | 236,013,000 | 219,686,000 | 230,896,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 621,411,000 | 627,323,000 | 625,082,000 | 653,998,000 |
| Interest-bearing deposits | 548,256,000 | 558,238,000 | 561,582,000 | 389,561,000 |
| Noninterest-bearing deposits | 73,155,000 | 69,085,000 | 63,500,000 | 264,437,000 |
| Equity capital | 28,962,000 | 26,454,000 | 16,346,000 | 34,578,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 7,793,000 | 16,353,000 | 25,334,000 | 34,765,000 |
| Interest expense | 658,000 | 1,593,000 | 2,805,000 | 4,275,000 |
| Net interest income | 7,135,000 | 14,760,000 | 22,529,000 | 30,490,000 |
| Noninterest income | 1,291,000 | 2,164,000 | 3,008,000 | 3,866,000 |
| Noninterest expense | 3,984,000 | 7,901,000 | 11,825,000 | 16,220,000 |
| Provision for loan losses | 57,000 | 446,000 | 639,000 | 918,000 |
| Pretax income | 4,375,000 | 8,567,000 | 13,067,000 | 17,189,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,375,000 | 8,567,000 | 13,067,000 | 17,189,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,789,000 | 60,433,000 | 61,694,000 | 65,816,000 |
| Total capital | 64,939,000 | 64,971,000 | 66,419,000 | 70,823,000 |
| Risk-weighted assets | 479,107,000 | 493,163,000 | 498,040,000 | 504,817,000 |