Call reports 2022
WILSON & MUIR BANK & TRUST COMPANY — 2022
What WILSON & MUIR BANK & TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 692,572,000 | 683,049,000 | 673,820,000 | 706,771,000 |
| Total loans | 341,943,000 | 350,169,000 | 391,961,000 | 402,606,000 |
| Allowance for loan losses | 4,467,000 | 4,293,000 | 4,271,000 | 4,129,000 |
| Securities available for sale | 259,269,000 | 253,573,000 | 240,988,000 | 241,730,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 612,775,000 | 612,252,000 | 621,150,000 | 616,538,000 |
| Interest-bearing deposits | 546,613,000 | 548,852,000 | 552,605,000 | 549,969,000 |
| Noninterest-bearing deposits | 66,162,000 | 63,399,000 | 68,545,000 | 66,569,000 |
| Equity capital | 38,188,000 | 25,541,000 | 15,521,000 | 24,301,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,485,000 | 11,315,000 | 17,957,000 | 25,351,000 |
| Interest expense | 74,000 | 168,000 | 308,000 | 515,000 |
| Net interest income | 5,411,000 | 11,147,000 | 17,649,000 | 24,836,000 |
| Noninterest income | 1,029,000 | 2,029,000 | 2,973,000 | 3,912,000 |
| Noninterest expense | 3,529,000 | 7,132,000 | 10,901,000 | 14,556,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,911,000 | 6,044,000 | 9,721,000 | 14,192,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,911,000 | 6,044,000 | 9,721,000 | 14,192,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,524,000 | 54,367,000 | 55,556,000 | 60,026,000 |
| Total capital | 58,991,000 | 58,660,000 | 59,827,000 | 64,155,000 |
| Risk-weighted assets | 415,032,000 | 424,477,000 | 460,610,000 | 466,201,000 |