Call reports 2021
WILSON & MUIR BANK & TRUST COMPANY — 2021
What WILSON & MUIR BANK & TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 651,679,000 | 644,227,000 | 659,462,000 | 699,135,000 |
| Total loans | 324,206,000 | 325,214,000 | 338,222,000 | 344,871,000 |
| Allowance for loan losses | 4,706,000 | 4,776,000 | 4,271,000 | 4,465,000 |
| Securities available for sale | 210,368,000 | 227,641,000 | 237,684,000 | 255,548,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 579,074,000 | 566,562,000 | 582,509,000 | 608,730,000 |
| Interest-bearing deposits | 514,038,000 | 502,570,000 | 514,650,000 | 545,128,000 |
| Noninterest-bearing deposits | 65,036,000 | 63,992,000 | 67,859,000 | 63,602,000 |
| Equity capital | 52,597,000 | 53,330,000 | 52,911,000 | 54,613,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,356,000 | 11,020,000 | 16,855,000 | 22,377,000 |
| Interest expense | 113,000 | 196,000 | 264,000 | 332,000 |
| Net interest income | 5,243,000 | 10,824,000 | 16,591,000 | 22,045,000 |
| Noninterest income | 1,622,000 | 2,904,000 | 4,198,000 | 5,465,000 |
| Noninterest expense | 3,502,000 | 6,966,000 | 10,558,000 | 14,547,000 |
| Provision for loan losses | 100,000 | 100,000 | 100,000 | 300,000 |
| Pretax income | 3,263,000 | 6,662,000 | 10,131,000 | 12,663,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,263,000 | 6,662,000 | 10,131,000 | 12,663,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,063,000 | 49,792,000 | 50,831,000 | 53,362,000 |
| Total capital | 54,347,000 | 54,244,000 | 55,102,000 | 57,827,000 |
| Risk-weighted assets | 342,283,000 | 355,831,000 | 382,737,000 | 402,849,000 |