Call reports 2019
WILSON & MUIR BANK & TRUST COMPANY — 2019
What WILSON & MUIR BANK & TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 520,177,000 | 539,831,000 | 550,083,000 | 564,599,000 |
| Total loans | 304,816,000 | 303,990,000 | 302,486,000 | 310,269,000 |
| Allowance for loan losses | 2,842,000 | 2,892,000 | 3,181,000 | 3,410,000 |
| Securities available for sale | 147,251,000 | 153,730,000 | 157,655,000 | 165,747,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 449,912,000 | 471,673,000 | 481,630,000 | 488,302,000 |
| Interest-bearing deposits | 407,585,000 | 426,595,000 | 432,895,000 | 443,511,000 |
| Noninterest-bearing deposits | 42,327,000 | 45,078,000 | 48,735,000 | 44,791,000 |
| Equity capital | 44,386,000 | 45,268,000 | 46,624,000 | 46,075,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,531,000 | 11,327,000 | 17,185,000 | 22,852,000 |
| Interest expense | 175,000 | 407,000 | 637,000 | 871,000 |
| Net interest income | 5,356,000 | 10,920,000 | 16,548,000 | 21,981,000 |
| Noninterest income | 766,000 | 1,682,000 | 2,799,000 | 3,905,000 |
| Noninterest expense | 3,331,000 | 6,590,000 | 9,889,000 | 13,180,000 |
| Provision for loan losses | 150,000 | 300,000 | 600,000 | 3,915,000 |
| Pretax income | 2,641,000 | 5,712,000 | 8,858,000 | 8,791,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,641,000 | 5,712,000 | 8,858,000 | 8,791,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,761,000 | 42,873,000 | 43,506,000 | 43,440,000 |
| Total capital | 46,603,000 | 45,765,000 | 46,687,000 | 46,850,000 |
| Risk-weighted assets | 333,099,000 | 339,626,000 | 332,749,000 | 353,670,000 |