Call reports 2018
WILSON & MUIR BANK & TRUST COMPANY — 2018
What WILSON & MUIR BANK & TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 505,740,000 | 489,013,000 | 499,140,000 | 519,326,000 |
| Total loans | 285,737,000 | 293,932,000 | 295,325,000 | 304,720,000 |
| Allowance for loan losses | 2,883,000 | 2,871,000 | 2,813,000 | 2,712,000 |
| Securities available for sale | 155,037,000 | 151,948,000 | 148,209,000 | 152,547,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 444,344,000 | 434,574,000 | 445,159,000 | 450,895,000 |
| Interest-bearing deposits | 404,087,000 | 393,531,000 | 403,333,000 | 412,173,000 |
| Noninterest-bearing deposits | 40,257,000 | 41,043,000 | 41,826,000 | 38,722,000 |
| Equity capital | 39,857,000 | 38,532,000 | 38,144,000 | 42,637,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,921,000 | 10,067,000 | 15,275,000 | 20,793,000 |
| Interest expense | 98,000 | 198,000 | 305,000 | 429,000 |
| Net interest income | 4,823,000 | 9,869,000 | 14,970,000 | 20,364,000 |
| Noninterest income | 808,000 | 1,676,000 | 2,528,000 | 3,356,000 |
| Noninterest expense | 3,254,000 | 6,516,000 | 9,885,000 | 13,350,000 |
| Provision for loan losses | 0 | 0 | 0 | 125,000 |
| Pretax income | 2,377,000 | 5,029,000 | 7,616,000 | 10,248,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,377,000 | 5,029,000 | 7,616,000 | 10,248,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,754,000 | 40,989,000 | 41,309,000 | 43,940,000 |
| Total capital | 44,637,000 | 43,860,000 | 44,122,000 | 46,652,000 |
| Risk-weighted assets | 317,130,000 | 323,626,000 | 327,412,000 | 336,142,000 |