Call reports 2017
WILSON & MUIR BANK & TRUST COMPANY — 2017
What WILSON & MUIR BANK & TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 495,464,000 | 471,669,000 | 494,442,000 | 506,878,000 |
| Total loans | 267,258,000 | 271,514,000 | 273,228,000 | 283,582,000 |
| Allowance for loan losses | 2,943,000 | 2,958,000 | 2,947,000 | 2,891,000 |
| Securities available for sale | 140,648,000 | 143,141,000 | 151,219,000 | 153,923,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 436,328,000 | 415,328,000 | 441,812,000 | 442,152,000 |
| Interest-bearing deposits | 395,752,000 | 375,153,000 | 397,852,000 | 401,968,000 |
| Noninterest-bearing deposits | 40,576,000 | 40,175,000 | 43,960,000 | 40,184,000 |
| Equity capital | 40,068,000 | 39,946,000 | 40,243,000 | 41,531,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,454,000 | 9,026,000 | 13,771,000 | 18,597,000 |
| Interest expense | 83,000 | 167,000 | 254,000 | 344,000 |
| Net interest income | 4,371,000 | 8,859,000 | 13,517,000 | 18,253,000 |
| Noninterest income | 832,000 | 1,675,000 | 2,570,000 | 3,435,000 |
| Noninterest expense | 3,124,000 | 6,250,000 | 9,414,000 | 12,607,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,079,000 | 4,284,000 | 6,688,000 | 9,096,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,079,000 | 4,284,000 | 6,688,000 | 9,096,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,009,000 | 39,213,000 | 39,573,000 | 41,979,000 |
| Total capital | 42,952,000 | 42,171,000 | 42,520,000 | 44,870,000 |
| Risk-weighted assets | 293,279,000 | 297,312,000 | 301,814,000 | 311,489,000 |