Call reports 2014
WILSON & MUIR BANK & TRUST COMPANY — 2014
What WILSON & MUIR BANK & TRUST COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 445,416,000 | 420,327,000 | 423,953,000 | 457,455,000 |
| Total loans | 243,859,000 | 237,308,000 | 237,940,000 | 250,670,000 |
| Allowance for loan losses | 4,113,000 | 4,052,000 | 3,825,000 | 3,803,000 |
| Securities available for sale | 125,348,000 | 128,285,000 | 125,606,000 | 121,456,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 387,663,000 | 367,184,000 | 372,974,000 | 389,402,000 |
| Interest-bearing deposits | 356,092,000 | 335,626,000 | 342,839,000 | 356,285,000 |
| Noninterest-bearing deposits | 31,571,000 | 31,558,000 | 30,135,000 | 33,117,000 |
| Equity capital | 33,738,000 | 34,485,000 | 34,903,000 | 37,212,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,926,000 | 7,905,000 | 11,812,000 | 15,837,000 |
| Interest expense | 160,000 | 299,000 | 420,000 | 522,000 |
| Net interest income | 3,766,000 | 7,606,000 | 11,392,000 | 15,315,000 |
| Noninterest income | 502,000 | 1,167,000 | 1,833,000 | 2,477,000 |
| Noninterest expense | 3,019,000 | 5,902,000 | 8,833,000 | 11,714,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,249,000 | 2,871,000 | 4,428,000 | 6,114,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,249,000 | 2,871,000 | 4,428,000 | 6,114,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,458,000 | 33,996,000 | 34,611,000 | 36,298,000 |
| Total capital | 37,842,000 | 37,273,000 | 37,853,000 | 39,648,000 |
| Risk-weighted assets | 269,988,000 | 261,374,000 | 258,795,000 | 267,545,000 |