Call reports 2011
WILSON & MUIR BANK & TRUST COMPANY — 2011
What WILSON & MUIR BANK & TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 397,868,000 | 398,546,000 | 389,604,000 | 408,832,000 |
| Total loans | 261,261,000 | 263,014,000 | 258,630,000 | 257,365,000 |
| Allowance for loan losses | 2,946,000 | 3,243,000 | 3,236,000 | 3,425,000 |
| Securities available for sale | 73,712,000 | 87,977,000 | 82,963,000 | 98,274,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 347,739,000 | 348,945,000 | 341,601,000 | 353,633,000 |
| Interest-bearing deposits | 315,722,000 | 322,593,000 | 314,236,000 | 324,842,000 |
| Noninterest-bearing deposits | 32,017,000 | 26,352,000 | 27,365,000 | 28,791,000 |
| Equity capital | 34,714,000 | 34,817,000 | 35,824,000 | 37,244,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,497,000 | 9,077,000 | 13,624,000 | 17,891,000 |
| Interest expense | 650,000 | 1,236,000 | 1,735,000 | 2,183,000 |
| Net interest income | 3,847,000 | 7,841,000 | 11,889,000 | 15,708,000 |
| Noninterest income | 625,000 | 1,376,000 | 2,160,000 | 3,064,000 |
| Noninterest expense | 2,929,000 | 5,848,000 | 8,811,000 | 11,699,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,250,000 |
| Pretax income | 1,243,000 | 2,769,000 | 4,338,000 | 5,823,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,243,000 | 2,769,000 | 4,338,000 | 5,823,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,017,000 | 33,168,000 | 33,362,000 | 34,847,000 |
| Total capital | 36,963,000 | 36,411,000 | 36,598,000 | 38,272,000 |
| Risk-weighted assets | 275,643,000 | 285,789,000 | 283,469,000 | 283,004,000 |