Call reports 2010
WILSON & MUIR BANK & TRUST COMPANY — 2010
What WILSON & MUIR BANK & TRUST COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 374,225,000 | 363,521,000 | 381,807,000 | 403,959,000 |
| Total loans | 266,457,000 | 269,560,000 | 268,328,000 | 266,736,000 |
| Allowance for loan losses | 3,161,000 | 3,222,000 | 3,177,000 | 2,725,000 |
| Securities available for sale | 68,870,000 | 60,657,000 | 62,567,000 | 69,660,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 311,455,000 | 306,497,000 | 327,164,000 | 340,342,000 |
| Interest-bearing deposits | 287,788,000 | 232,686,000 | 302,251,000 | 312,102,000 |
| Noninterest-bearing deposits | 23,667,000 | 73,811,000 | 24,913,000 | 28,239,000 |
| Equity capital | 34,722,000 | 34,546,000 | 34,673,000 | 35,325,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,811,000 | 9,626,000 | 14,373,000 | 19,053,000 |
| Interest expense | 789,000 | 1,509,000 | 2,232,000 | 2,968,000 |
| Net interest income | 4,022,000 | 8,117,000 | 12,141,000 | 16,085,000 |
| Noninterest income | 626,000 | 1,309,000 | 2,103,000 | 3,013,000 |
| Noninterest expense | 2,917,000 | 5,703,000 | 8,604,000 | 11,455,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 700,000 |
| Pretax income | 1,581,000 | 3,423,000 | 5,190,000 | 6,877,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,581,000 | 3,423,000 | 5,190,000 | 6,877,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,352,000 | 32,713,000 | 32,826,000 | 34,513,000 |
| Total capital | 36,513,000 | 35,935,000 | 36,003,000 | 37,238,000 |
| Risk-weighted assets | 279,999,000 | 279,801,000 | 279,543,000 | 278,720,000 |