Call reports 2002
WILSON & MUIR BANK & TRUST COMPANY — 2002
What WILSON & MUIR BANK & TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 250,364,000 | 253,702,000 | 268,975,000 | 287,077,000 |
| Total loans | 164,893,000 | 168,529,000 | 174,344,000 | 180,760,000 |
| Allowance for loan losses | 1,648,000 | 1,742,000 | 1,772,000 | 1,832,000 |
| Securities available for sale | 68,756,000 | 65,321,000 | 67,544,000 | 80,604,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 211,314,000 | 215,706,000 | 230,376,000 | 247,444,000 |
| Interest-bearing deposits | 159,777,000 | 161,046,000 | 171,304,000 | 183,911,000 |
| Noninterest-bearing deposits | 51,537,000 | 54,660,000 | 59,072,000 | 63,533,000 |
| Equity capital | 33,591,000 | 33,445,000 | 33,616,000 | 35,012,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,745,000 | 7,616,000 | 11,654,000 | 14,166,000 |
| Interest expense | 939,000 | 1,843,000 | 2,695,000 | 3,490,000 |
| Net interest income | 2,806,000 | 5,773,000 | 8,959,000 | 10,676,000 |
| Noninterest income | 297,000 | 601,000 | 935,000 | 2,823,000 |
| Noninterest expense | 1,981,000 | 3,851,000 | 5,865,000 | 8,052,000 |
| Provision for loan losses | 0 | 15,000 | 30,000 | 45,000 |
| Pretax income | 1,122,000 | 2,508,000 | 3,999,000 | 5,402,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,122,000 | 2,508,000 | 3,999,000 | 5,402,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,246,000 | 31,539,000 | 31,638,000 | 33,067,000 |
| Total capital | 33,894,000 | 33,281,000 | 33,410,000 | 34,899,000 |
| Risk-weighted assets | 165,432,000 | 168,072,000 | 170,892,000 | 177,976,000 |
Machine access — free, no API key
Every figure shown here about WILSON & MUIR BANK & TRUST COMPANY — 2002 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.