Call reports 2025
SCRIBNER BANK — 2025
What SCRIBNER BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 79,274,000 | 85,998,000 | 85,018,000 | 91,674,000 |
| Total loans | 52,873,000 | 55,126,000 | 52,808,000 | 55,330,000 |
| Allowance for loan losses | 934,000 | 969,000 | 969,000 | 1,007,000 |
| Securities available for sale | 10,980,000 | 11,611,000 | 11,464,000 | 10,974,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,632,000 | 72,709,000 | 71,206,000 | 77,862,000 |
| Interest-bearing deposits | 45,568,000 | 49,497,000 | 48,895,000 | 51,215,000 |
| Noninterest-bearing deposits | 21,064,000 | 23,212,000 | 22,311,000 | 26,647,000 |
| Equity capital | 12,209,000 | 12,773,000 | 13,222,000 | 13,528,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,153,000 | 2,437,000 | 3,712,000 | 4,988,000 |
| Interest expense | 262,000 | 543,000 | 832,000 | 1,124,000 |
| Net interest income | 891,000 | 1,894,000 | 2,880,000 | 3,864,000 |
| Noninterest income | 734,000 | 1,404,000 | 2,091,000 | 2,733,000 |
| Noninterest expense | 1,037,000 | 1,973,000 | 2,844,000 | 3,985,000 |
| Provision for loan losses | 0 | 35,000 | 35,000 | 135,000 |
| Pretax income | 585,000 | 1,289,000 | 2,081,000 | 2,469,000 |
| Income tax | 124,000 | 281,000 | 426,000 | 503,000 |
| Net income | 461,000 | 1,008,000 | 1,655,000 | 1,966,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,229,000 | 12,778,000 | 13,198,000 | 13,509,000 |
| Total capital | 12,952,000 | 13,535,000 | — | — |
| Risk-weighted assets | 57,641,000 | 60,390,000 | — | — |