Call reports 2024
SCRIBNER BANK — 2024
What SCRIBNER BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 80,673,000 | 81,026,000 | 77,761,000 | 79,113,000 |
| Total loans | 44,891,000 | 46,671,000 | 45,539,000 | 53,518,000 |
| Allowance for loan losses | 916,000 | 878,000 | 903,000 | 928,000 |
| Securities available for sale | 14,182,000 | 13,344,000 | 12,508,000 | 11,263,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,370,000 | 69,206,000 | 65,374,000 | 66,827,000 |
| Interest-bearing deposits | 45,304,000 | 46,203,000 | 44,885,000 | 43,062,000 |
| Noninterest-bearing deposits | 24,066,000 | 23,003,000 | 20,489,000 | 23,765,000 |
| Equity capital | 10,724,000 | 11,262,000 | 11,852,000 | 12,013,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,268,000 | 2,460,000 | 3,671,000 | 4,834,000 |
| Interest expense | 286,000 | 582,000 | 880,000 | 1,150,000 |
| Net interest income | 982,000 | 1,878,000 | 2,791,000 | 3,684,000 |
| Noninterest income | 637,000 | 1,258,000 | 1,909,000 | 2,536,000 |
| Noninterest expense | 969,000 | 1,830,000 | 2,616,000 | 3,776,000 |
| Provision for loan losses | 0 | 0 | 25,000 | 50,000 |
| Pretax income | 631,000 | 1,273,000 | 2,091,000 | 2,369,000 |
| Income tax | 131,000 | 265,000 | 432,000 | 489,000 |
| Net income | 500,000 | 1,008,000 | 1,659,000 | 1,880,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,915,000 | 11,424,000 | 11,847,000 | 12,070,000 |
| Total capital | 11,542,000 | 12,079,000 | 12,469,000 | 12,802,000 |
| Risk-weighted assets | 49,901,000 | 52,205,000 | 49,522,000 | 58,418,000 |