Call reports 2023
SCRIBNER BANK — 2023
What SCRIBNER BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 86,896,000 | 85,204,000 | 83,584,000 | 82,982,000 |
| Total loans | 35,475,000 | 42,793,000 | 42,320,000 | 50,803,000 |
| Allowance for loan losses | 743,000 | 800,000 | 816,000 | 916,000 |
| Securities available for sale | 16,548,000 | 15,154,000 | 15,497,000 | 14,249,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,763,000 | 72,539,000 | 73,171,000 | 72,177,000 |
| Interest-bearing deposits | 44,365,000 | 46,064,000 | 46,602,000 | 45,007,000 |
| Noninterest-bearing deposits | 30,398,000 | 26,475,000 | 26,569,000 | 27,170,000 |
| Equity capital | 11,835,000 | 12,273,000 | 9,940,000 | 10,523,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,112,000 | 2,257,000 | 3,493,000 | 4,722,000 |
| Interest expense | 162,000 | 361,000 | 601,000 | 879,000 |
| Net interest income | 950,000 | 1,896,000 | 2,892,000 | 3,843,000 |
| Noninterest income | 602,000 | 1,152,000 | 1,705,000 | 2,399,000 |
| Noninterest expense | 932,000 | 1,716,000 | 2,511,000 | 3,654,000 |
| Provision for loan losses | 0 | 60,000 | 60,000 | 160,000 |
| Pretax income | 649,000 | 1,273,000 | 1,988,000 | 2,489,000 |
| Income tax | 135,000 | 263,000 | 410,000 | 513,000 |
| Net income | 514,000 | 1,010,000 | 1,578,000 | 1,976,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,146,000 | 12,642,000 | 10,316,000 | 10,715,000 |
| Total capital | 12,637,000 | 13,238,000 | 10,901,000 | 11,411,000 |
| Risk-weighted assets | 39,090,000 | 47,473,000 | 46,620,000 | 55,533,000 |