Call reports 2021
SCRIBNER BANK — 2021
What SCRIBNER BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 85,027,000 | 87,053,000 | 81,961,000 | 86,252,000 |
| Total loans | 42,615,000 | 40,810,000 | 35,277,000 | 39,722,000 |
| Allowance for loan losses | 738,000 | 739,000 | 730,000 | 734,000 |
| Securities available for sale | 5,386,000 | 6,556,000 | 6,251,000 | 7,745,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,922,000 | 75,682,000 | 70,472,000 | 74,852,000 |
| Interest-bearing deposits | 45,047,000 | 43,852,000 | 43,394,000 | 40,776,000 |
| Noninterest-bearing deposits | 28,875,000 | 31,830,000 | 27,078,000 | 34,076,000 |
| Equity capital | 10,698,000 | 10,944,000 | 11,019,000 | 11,228,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 629,000 | 1,250,000 | 1,829,000 | 2,455,000 |
| Interest expense | 25,000 | 45,000 | 63,000 | 80,000 |
| Net interest income | 604,000 | 1,205,000 | 1,766,000 | 2,375,000 |
| Noninterest income | 511,000 | 976,000 | 1,507,000 | 2,026,000 |
| Noninterest expense | 779,000 | 1,525,000 | 2,229,000 | 3,049,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 337,000 | 657,000 | 1,045,000 | 1,353,000 |
| Income tax | 70,000 | 136,000 | 214,000 | 275,000 |
| Net income | 267,000 | 521,000 | 831,000 | 1,078,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,647,000 | 10,903,000 | 10,986,000 | 11,234,000 |
| Total capital | 11,191,000 | 11,414,000 | 11,497,000 | 11,793,000 |
| Risk-weighted assets | 43,353,000 | 40,690,000 | 40,663,000 | 44,615,000 |