Call reports 2020
SCRIBNER BANK — 2020
What SCRIBNER BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 69,484,000 | 72,632,000 | 72,578,000 | 84,543,000 |
| Total loans | 41,970,000 | 44,602,000 | 42,527,000 | 45,566,000 |
| Allowance for loan losses | 737,000 | 737,000 | 738,000 | 738,000 |
| Securities available for sale | 7,334,000 | 7,004,000 | 6,208,000 | 5,683,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,914,000 | 61,703,000 | 61,478,000 | 73,446,000 |
| Interest-bearing deposits | 38,227,000 | 40,502,000 | 40,873,000 | 43,578,000 |
| Noninterest-bearing deposits | 20,687,000 | 21,201,000 | 20,605,000 | 29,868,000 |
| Equity capital | 10,221,000 | 10,535,000 | 10,614,000 | 10,762,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 668,000 | 1,281,000 | 1,895,000 | 2,477,000 |
| Interest expense | 71,000 | 111,000 | 145,000 | 173,000 |
| Net interest income | 597,000 | 1,170,000 | 1,750,000 | 2,304,000 |
| Noninterest income | 476,000 | 970,000 | 1,449,000 | 1,956,000 |
| Noninterest expense | 735,000 | 1,442,000 | 2,100,000 | 2,959,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 339,000 | 699,000 | 1,100,000 | 1,302,000 |
| Income tax | 69,000 | 140,000 | 221,000 | 259,000 |
| Net income | 270,000 | 559,000 | 879,000 | 1,043,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,134,000 | 10,425,000 | 10,517,000 | 10,681,000 |
| Total capital | 10,748,000 | 11,067,000 | 11,177,000 | 11,306,000 |
| Risk-weighted assets | 49,075,000 | 51,343,000 | 52,773,000 | 49,945,000 |