Call reports 2019
SCRIBNER BANK — 2019
What SCRIBNER BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 63,913,000 | 65,408,000 | 65,601,000 | 67,845,000 |
| Total loans | 47,594,000 | 46,484,000 | 46,828,000 | 45,259,000 |
| Allowance for loan losses | 708,000 | 709,000 | 709,000 | 736,000 |
| Securities available for sale | 8,887,000 | 8,569,000 | 8,343,000 | 7,477,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,937,000 | 55,044,000 | 55,148,000 | 57,399,000 |
| Interest-bearing deposits | 32,564,000 | 35,726,000 | 35,295,000 | 35,181,000 |
| Noninterest-bearing deposits | 21,373,000 | 19,318,000 | 19,853,000 | 22,218,000 |
| Equity capital | 9,516,000 | 9,901,000 | 10,079,000 | 10,228,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 787,000 | 1,591,000 | 2,383,000 | 3,102,000 |
| Interest expense | 88,000 | 189,000 | 294,000 | 378,000 |
| Net interest income | 699,000 | 1,402,000 | 2,089,000 | 2,724,000 |
| Noninterest income | 461,000 | 883,000 | 1,345,000 | 1,811,000 |
| Noninterest expense | 711,000 | 1,411,000 | 2,065,000 | 2,942,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 449,000 | 874,000 | 1,369,000 | 1,544,000 |
| Income tax | 96,000 | 183,000 | 279,000 | 320,000 |
| Net income | 353,000 | 691,000 | 1,090,000 | 1,224,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,479,000 | 9,838,000 | 10,013,000 | 10,166,000 |
| Total capital | 10,129,000 | 10,479,000 | 10,661,000 | 10,812,000 |
| Risk-weighted assets | 52,001,000 | 51,214,000 | 51,810,000 | 51,636,000 |