Call reports 2018
SCRIBNER BANK — 2018
What SCRIBNER BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 65,106,000 | 66,559,000 | 61,717,000 | 65,065,000 |
| Total loans | 43,735,000 | 45,655,000 | 46,686,000 | 49,656,000 |
| Allowance for loan losses | 686,000 | 686,000 | 707,000 | 707,000 |
| Securities available for sale | 11,864,000 | 12,047,000 | 11,206,000 | 9,124,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,973,000 | 57,094,000 | 51,432,000 | 55,370,000 |
| Interest-bearing deposits | 33,680,000 | 35,899,000 | 32,808,000 | 31,675,000 |
| Noninterest-bearing deposits | 22,293,000 | 21,195,000 | 18,624,000 | 23,695,000 |
| Equity capital | 8,791,000 | 9,094,000 | 9,105,000 | 9,431,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 696,000 | 1,403,000 | 2,137,000 | 2,889,000 |
| Interest expense | 44,000 | 103,000 | 168,000 | 248,000 |
| Net interest income | 652,000 | 1,300,000 | 1,969,000 | 2,641,000 |
| Noninterest income | 391,000 | 839,000 | 1,201,000 | 1,742,000 |
| Noninterest expense | 672,000 | 1,379,000 | 2,037,000 | 2,937,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 20,000 |
| Pretax income | 371,000 | 760,000 | 1,113,000 | 1,426,000 |
| Income tax | 72,000 | 164,000 | 233,000 | 257,000 |
| Net income | 299,000 | 596,000 | 880,000 | 1,169,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,798,000 | 9,093,000 | 9,120,000 | 9,420,000 |
| Total capital | 9,397,000 | 9,729,000 | 9,759,000 | 10,098,000 |
| Risk-weighted assets | 47,841,000 | 50,878,000 | 51,130,000 | 54,246,000 |