Call reports 2017
SCRIBNER BANK — 2017
What SCRIBNER BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 67,639,000 | 67,213,000 | 68,749,000 | 68,935,000 |
| Total loans | 43,596,000 | 45,533,000 | 44,720,000 | 48,619,000 |
| Allowance for loan losses | 624,000 | 625,000 | 626,000 | 686,000 |
| Securities available for sale | 11,078,000 | 12,062,000 | 11,987,000 | 11,592,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,883,000 | 58,169,000 | 59,516,000 | 59,890,000 |
| Interest-bearing deposits | 35,207,000 | 37,209,000 | 39,080,000 | 33,652,000 |
| Noninterest-bearing deposits | 23,676,000 | 20,960,000 | 20,436,000 | 26,238,000 |
| Equity capital | 8,338,000 | 8,596,000 | 8,673,000 | 8,817,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 606,000 | 1,248,000 | 1,937,000 | 2,637,000 |
| Interest expense | 27,000 | 59,000 | 97,000 | 136,000 |
| Net interest income | 579,000 | 1,189,000 | 1,840,000 | 2,501,000 |
| Noninterest income | 361,000 | 748,000 | 1,162,000 | 1,638,000 |
| Noninterest expense | 678,000 | 1,297,000 | 1,926,000 | 2,742,000 |
| Provision for loan losses | 0 | 0 | 0 | 60,000 |
| Pretax income | 262,000 | 640,000 | 1,076,000 | 1,337,000 |
| Income tax | 83,000 | 205,000 | 346,000 | 427,000 |
| Net income | 179,000 | 435,000 | 730,000 | 910,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,298,000 | 8,554,000 | 8,632,000 | 8,808,000 |
| Total capital | 8,891,000 | 9,175,000 | 9,249,000 | 9,467,000 |
| Risk-weighted assets | 47,482,000 | 49,691,000 | 49,421,000 | 52,738,000 |