Call reports 2016
SCRIBNER BANK — 2016
What SCRIBNER BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 71,543,000 | 64,699,000 | 63,181,000 | 64,824,000 |
| Total loans | 43,951,000 | 42,476,000 | 43,392,000 | 45,901,000 |
| Allowance for loan losses | 628,000 | 628,000 | 623,000 | 623,000 |
| Securities available for sale | 13,567,000 | 13,560,000 | 12,248,000 | 11,140,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,049,000 | 55,987,000 | 54,467,000 | 56,105,000 |
| Interest-bearing deposits | 34,850,000 | 35,496,000 | 33,315,000 | 31,438,000 |
| Noninterest-bearing deposits | 28,199,000 | 20,491,000 | 21,152,000 | 24,667,000 |
| Equity capital | 8,070,000 | 8,301,000 | 8,300,000 | 8,437,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 606,000 | 1,206,000 | 1,796,000 | 2,394,000 |
| Interest expense | 19,000 | 42,000 | 65,000 | 88,000 |
| Net interest income | 587,000 | 1,164,000 | 1,731,000 | 2,306,000 |
| Noninterest income | 363,000 | 736,000 | 1,095,000 | 1,567,000 |
| Noninterest expense | 622,000 | 1,261,000 | 1,843,000 | 2,599,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 328,000 | 639,000 | 983,000 | 1,274,000 |
| Income tax | 103,000 | 200,000 | 308,000 | 400,000 |
| Net income | 225,000 | 439,000 | 675,000 | 874,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,993,000 | 8,217,000 | 8,233,000 | 8,411,000 |
| Total capital | 8,621,000 | 8,845,000 | 8,824,000 | 9,034,000 |
| Risk-weighted assets | 59,083,000 | 56,325,000 | 47,318,000 | 50,816,000 |