Call reports 2014
SCRIBNER BANK — 2014
What SCRIBNER BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 65,241,000 | 71,525,000 | 69,890,000 | 75,741,000 |
| Total loans | 41,472,000 | 40,929,000 | 39,585,000 | 45,037,000 |
| Allowance for loan losses | 558,000 | 575,000 | 592,000 | 612,000 |
| Securities available for sale | 12,421,000 | 13,419,000 | 14,318,000 | 13,814,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,515,000 | 63,178,000 | 61,808,000 | 67,164,000 |
| Interest-bearing deposits | 34,236,000 | 34,343,000 | 35,987,000 | 30,563,000 |
| Noninterest-bearing deposits | 23,279,000 | 28,835,000 | 25,821,000 | 36,601,000 |
| Equity capital | 7,265,000 | 7,520,000 | 7,623,000 | 7,796,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 584,000 | 1,172,000 | 1,755,000 | 2,344,000 |
| Interest expense | 20,000 | 39,000 | 59,000 | 78,000 |
| Net interest income | 564,000 | 1,133,000 | 1,696,000 | 2,266,000 |
| Noninterest income | 280,000 | 617,000 | 962,000 | 1,402,000 |
| Noninterest expense | 565,000 | 1,115,000 | 1,687,000 | 2,422,000 |
| Provision for loan losses | 0 | 15,000 | 30,000 | 45,000 |
| Pretax income | 279,000 | 620,000 | 941,000 | 1,201,000 |
| Income tax | 88,000 | 194,000 | 295,000 | 375,000 |
| Net income | 191,000 | 426,000 | 646,000 | 826,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,184,000 | 7,429,000 | 7,535,000 | 7,719,000 |
| Total capital | 7,742,000 | 8,004,000 | 8,127,000 | 8,331,000 |
| Risk-weighted assets | 48,004,000 | 48,763,000 | 47,957,000 | 53,934,000 |