Call reports 2013
SCRIBNER BANK — 2013
What SCRIBNER BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 72,018,000 | 64,845,000 | 66,169,000 | 69,773,000 |
| Total loans | 37,634,000 | 39,634,000 | 37,506,000 | 42,700,000 |
| Allowance for loan losses | 583,000 | 565,000 | 542,000 | 555,000 |
| Securities available for sale | 11,157,000 | 13,387,000 | 13,662,000 | 13,000,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,948,000 | 55,647,000 | 58,450,000 | 62,128,000 |
| Interest-bearing deposits | 38,383,000 | 37,729,000 | 39,109,000 | 30,969,000 |
| Noninterest-bearing deposits | 26,565,000 | 17,918,000 | 19,341,000 | 31,159,000 |
| Equity capital | 6,797,000 | 6,881,000 | 7,172,000 | 7,331,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 560,000 | 1,098,000 | 1,667,000 | 2,234,000 |
| Interest expense | 25,000 | 48,000 | 71,000 | 92,000 |
| Net interest income | 535,000 | 1,050,000 | 1,596,000 | 2,142,000 |
| Noninterest income | 262,000 | 539,000 | 895,000 | 1,266,000 |
| Noninterest expense | 564,000 | 1,084,000 | 1,614,000 | 2,246,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 233,000 | 505,000 | 877,000 | 1,112,000 |
| Income tax | 78,000 | 168,000 | 278,000 | 351,000 |
| Net income | 155,000 | 337,000 | 599,000 | 761,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,756,000 | 6,917,000 | 7,105,000 | 7,284,000 |
| Total capital | 7,326,000 | 7,482,000 | 7,647,000 | 7,839,000 |
| Risk-weighted assets | 45,605,000 | 46,793,000 | 47,111,000 | 52,693,000 |