Call reports 2012
SCRIBNER BANK — 2012
What SCRIBNER BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 65,726,000 | 63,194,000 | 65,124,000 | 70,129,000 |
| Total loans | 36,333,000 | 34,368,000 | 36,853,000 | 44,535,000 |
| Allowance for loan losses | 650,000 | 652,000 | 653,000 | 581,000 |
| Securities available for sale | 10,040,000 | 10,790,000 | 10,598,000 | 11,079,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,039,000 | 55,874,000 | 57,175,000 | 63,134,000 |
| Interest-bearing deposits | 36,352,000 | 38,674,000 | 39,908,000 | 37,202,000 |
| Noninterest-bearing deposits | 20,687,000 | 17,200,000 | 17,267,000 | 25,932,000 |
| Equity capital | 6,742,000 | 6,860,000 | 6,905,000 | 6,649,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 554,000 | 1,080,000 | 1,618,000 | 2,192,000 |
| Interest expense | 29,000 | 60,000 | 88,000 | 115,000 |
| Net interest income | 525,000 | 1,020,000 | 1,530,000 | 2,077,000 |
| Noninterest income | 247,000 | 499,000 | 848,000 | 1,336,000 |
| Noninterest expense | 511,000 | 1,073,000 | 1,589,000 | 2,341,000 |
| Provision for loan losses | 0 | 0 | 0 | 58,000 |
| Pretax income | 261,000 | 446,000 | 789,000 | 1,014,000 |
| Income tax | 95,000 | 166,000 | 289,000 | 345,000 |
| Net income | 166,000 | 280,000 | 500,000 | 669,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,697,000 | 6,813,000 | 6,851,000 | 6,602,000 |
| Total capital | 7,234,000 | 7,330,000 | 7,404,000 | 7,183,000 |
| Risk-weighted assets | 42,872,000 | 41,250,000 | 44,128,000 | 51,125,000 |