Call reports 2011
SCRIBNER BANK — 2011
What SCRIBNER BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 57,468,000 | 58,808,000 | 60,420,000 | 63,198,000 |
| Total loans | 29,615,000 | 28,744,000 | 29,469,000 | 38,206,000 |
| Allowance for loan losses | 656,000 | 659,000 | 649,000 | 650,000 |
| Securities available for sale | 12,357,000 | 11,241,000 | 11,465,000 | 11,094,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,602,000 | 51,752,000 | 53,164,000 | 55,847,000 |
| Interest-bearing deposits | 34,573,000 | 37,239,000 | 36,960,000 | 36,073,000 |
| Noninterest-bearing deposits | 16,029,000 | 14,513,000 | 16,204,000 | 19,774,000 |
| Equity capital | 6,434,000 | 6,579,000 | 6,684,000 | 6,810,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 525,000 | 1,020,000 | 1,519,000 | 2,070,000 |
| Interest expense | 49,000 | 92,000 | 134,000 | 169,000 |
| Net interest income | 476,000 | 928,000 | 1,385,000 | 1,901,000 |
| Noninterest income | 241,000 | 612,000 | 1,487,000 | 2,026,000 |
| Noninterest expense | 571,000 | 1,221,000 | 2,194,000 | 3,035,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 146,000 | 319,000 | 678,000 | 892,000 |
| Income tax | 53,000 | 114,000 | 238,000 | 312,000 |
| Net income | 93,000 | 205,000 | 440,000 | 580,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,397,000 | 6,507,000 | 6,626,000 | 6,766,000 |
| Total capital | 6,854,000 | 6,953,000 | 7,075,000 | 7,322,000 |
| Risk-weighted assets | 36,381,000 | 35,474,000 | 35,710,000 | 44,352,000 |