Call reports 2016
FLATHEAD BANK OF BIGFORK, MONTANA — 2016
What FLATHEAD BANK OF BIGFORK, MONTANA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Total assets | 225,687,000 | 221,953,000 |
| Total loans | 84,135,000 | 86,730,000 |
| Allowance for loan losses | 1,917,000 | 1,708,000 |
| Securities available for sale | 78,332,000 | 67,877,000 |
| Securities held to maturity | 30,333,000 | 30,236,000 |
| Trading assets | 0 | 0 |
| Total deposits | 178,911,000 | 174,605,000 |
| Interest-bearing deposits | 143,040,000 | 139,268,000 |
| Noninterest-bearing deposits | 35,871,000 | 35,337,000 |
| Equity capital | 27,280,000 | 27,635,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Interest income | 1,719,000 | 3,472,000 |
| Interest expense | 57,000 | 115,000 |
| Net interest income | 1,662,000 | 3,357,000 |
| Noninterest income | 375,000 | 717,000 |
| Noninterest expense | 1,477,000 | 3,218,000 |
| Provision for loan losses | 45,000 | 90,000 |
| Pretax income | 524,000 | 1,103,000 |
| Income tax | 0 | 0 |
| Net income | 524,000 | 1,103,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Tier 1 capital | 25,864,000 | 26,193,000 |
| Total capital | 27,303,000 | 27,618,000 |
| Risk-weighted assets | 114,654,000 | 113,738,000 |