Call reports 2015
FLATHEAD BANK OF BIGFORK, MONTANA — 2015
What FLATHEAD BANK OF BIGFORK, MONTANA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 221,704,000 | 218,176,000 | 231,191,000 | 231,574,000 |
| Total loans | 76,717,000 | 78,649,000 | 84,052,000 | 82,262,000 |
| Allowance for loan losses | 3,769,000 | 3,860,000 | 3,820,000 | 1,761,000 |
| Securities available for sale | 104,057,000 | 91,646,000 | 91,803,000 | 89,127,000 |
| Securities held to maturity | 14,693,000 | 19,638,000 | 23,117,000 | 27,464,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,375,000 | 172,635,000 | 183,779,000 | 187,601,000 |
| Interest-bearing deposits | 139,759,000 | 136,911,000 | 142,746,000 | 147,198,000 |
| Noninterest-bearing deposits | 36,616,000 | 35,724,000 | 41,033,000 | 40,403,000 |
| Equity capital | 23,760,000 | 23,916,000 | 24,567,000 | 26,435,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,644,000 | 3,310,000 | 5,135,000 | 6,907,000 |
| Interest expense | 117,000 | 232,000 | 349,000 | 464,000 |
| Net interest income | 1,527,000 | 3,078,000 | 4,786,000 | 6,443,000 |
| Noninterest income | 350,000 | 701,000 | 1,111,000 | 1,694,000 |
| Noninterest expense | 1,380,000 | 2,833,000 | 4,277,000 | 5,980,000 |
| Provision for loan losses | -570,000 | -539,000 | -508,000 | -1,979,000 |
| Pretax income | 1,081,000 | 1,499,000 | 2,201,000 | 4,209,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,081,000 | 1,499,000 | 2,201,000 | 4,209,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,407,000 | 22,805,000 | 23,457,000 | 25,415,000 |
| Total capital | 23,688,000 | 24,122,000 | 24,873,000 | 26,867,000 |
| Risk-weighted assets | 99,962,000 | 102,784,000 | 110,840,000 | 115,818,000 |