Call reports 2014
FLATHEAD BANK OF BIGFORK, MONTANA — 2014
What FLATHEAD BANK OF BIGFORK, MONTANA reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 212,671,000 | 208,810,000 | 218,786,000 | 213,802,000 |
| Total loans | 77,179,000 | 78,269,000 | 80,991,000 | 78,780,000 |
| Allowance for loan losses | 4,518,000 | 4,213,000 | 4,275,000 | 4,242,000 |
| Securities available for sale | 69,276,000 | 89,456,000 | 98,280,000 | 102,758,000 |
| Securities held to maturity | 9,897,000 | 9,874,000 | 9,301,000 | 8,873,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,465,000 | 168,358,000 | 175,687,000 | 170,694,000 |
| Interest-bearing deposits | 135,473,000 | 133,738,000 | 137,060,000 | 135,469,000 |
| Noninterest-bearing deposits | 36,992,000 | 34,620,000 | 38,627,000 | 35,225,000 |
| Equity capital | 20,749,000 | 21,789,000 | 22,240,000 | 23,317,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,547,000 | 3,145,000 | 4,762,000 | 6,431,000 |
| Interest expense | 152,000 | 282,000 | 411,000 | 535,000 |
| Net interest income | 1,395,000 | 2,863,000 | 4,351,000 | 5,896,000 |
| Noninterest income | 361,000 | 691,000 | 979,000 | 1,302,000 |
| Noninterest expense | 1,417,000 | 2,923,000 | 4,384,000 | 5,820,000 |
| Provision for loan losses | 121,000 | 121,000 | 121,000 | 121,000 |
| Pretax income | 218,000 | 510,000 | 825,000 | 1,301,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 218,000 | 510,000 | 825,000 | 1,301,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,179,000 | 21,495,000 | 21,811,000 | 22,286,000 |
| Total capital | 22,488,000 | 22,784,000 | 23,132,000 | 23,556,000 |
| Risk-weighted assets | 101,542,000 | 100,221,000 | 102,729,000 | 98,665,000 |