Call reports 2013
FLATHEAD BANK OF BIGFORK, MONTANA — 2013
What FLATHEAD BANK OF BIGFORK, MONTANA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 208,994,000 | 197,545,000 | 205,148,000 | 203,109,000 |
| Total loans | 93,792,000 | 89,240,000 | 85,364,000 | 81,376,000 |
| Allowance for loan losses | 4,793,000 | 4,854,000 | 4,868,000 | 4,507,000 |
| Securities available for sale | 73,737,000 | 76,164,000 | 71,031,000 | 70,974,000 |
| Securities held to maturity | 5,578,000 | 11,732,000 | 10,460,000 | 9,919,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,819,000 | 159,745,000 | 167,762,000 | 165,513,000 |
| Interest-bearing deposits | 135,029,000 | 129,438,000 | 132,769,000 | 132,511,000 |
| Noninterest-bearing deposits | 33,790,000 | 30,308,000 | 34,993,000 | 33,002,000 |
| Equity capital | 21,683,000 | 19,950,000 | 19,256,000 | 19,707,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,672,000 | 3,388,000 | 5,060,000 | 6,702,000 |
| Interest expense | 171,000 | 335,000 | 498,000 | 665,000 |
| Net interest income | 1,501,000 | 3,053,000 | 4,562,000 | 6,037,000 |
| Noninterest income | 474,000 | 900,000 | 1,218,000 | 1,602,000 |
| Noninterest expense | 1,466,000 | 3,211,000 | 4,677,000 | 6,064,000 |
| Provision for loan losses | 323,000 | 447,000 | 596,000 | 723,000 |
| Pretax income | 214,000 | 341,000 | 554,000 | 908,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 214,000 | 341,000 | 554,000 | 908,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,171,000 | 20,324,000 | 20,559,000 | 20,937,000 |
| Total capital | 21,574,000 | 21,694,000 | 21,905,000 | 22,252,000 |
| Risk-weighted assets | 108,852,000 | 106,106,000 | 104,198,000 | 101,997,000 |