Call reports 2012
FLATHEAD BANK OF BIGFORK, MONTANA — 2012
What FLATHEAD BANK OF BIGFORK, MONTANA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 207,796,000 | 206,563,000 | 210,329,000 | 206,767,000 |
| Total loans | 126,989,000 | 118,466,000 | 109,532,000 | 102,272,000 |
| Allowance for loan losses | 4,634,000 | 4,407,000 | 4,801,000 | 4,534,000 |
| Securities available for sale | 36,020,000 | 44,502,000 | 57,702,000 | 56,407,000 |
| Securities held to maturity | 3,901,000 | 3,900,000 | 3,759,000 | 6,079,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,248,000 | 162,151,000 | 167,971,000 | 167,838,000 |
| Interest-bearing deposits | 131,589,000 | 130,495,000 | 134,625,000 | 135,648,000 |
| Noninterest-bearing deposits | 31,659,000 | 31,656,000 | 33,346,000 | 32,190,000 |
| Equity capital | 26,103,000 | 25,899,000 | 25,050,000 | 21,497,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,986,000 | 3,909,000 | 5,769,000 | 7,563,000 |
| Interest expense | 219,000 | 427,000 | 623,000 | 811,000 |
| Net interest income | 1,767,000 | 3,482,000 | 5,146,000 | 6,752,000 |
| Noninterest income | 416,000 | 718,000 | 1,256,000 | 1,782,000 |
| Noninterest expense | 1,529,000 | 3,313,000 | 5,119,000 | 9,864,000 |
| Provision for loan losses | 450,000 | 902,000 | 2,133,000 | 2,832,000 |
| Pretax income | 204,000 | -15,000 | -850,000 | -4,162,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 204,000 | -15,000 | -850,000 | -4,162,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,247,000 | 21,052,000 | 20,241,000 | 19,932,000 |
| Total capital | 23,023,000 | 22,784,000 | 21,813,000 | 21,381,000 |
| Risk-weighted assets | 139,205,000 | 135,860,000 | 122,506,000 | 112,899,000 |