Call reports 2011
FLATHEAD BANK OF BIGFORK, MONTANA — 2011
What FLATHEAD BANK OF BIGFORK, MONTANA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 210,566,000 | 204,505,000 | 209,840,000 | 203,926,000 |
| Total loans | 150,237,000 | 145,679,000 | 141,453,000 | 131,129,000 |
| Allowance for loan losses | 3,668,000 | 4,059,000 | 3,355,000 | 4,376,000 |
| Securities available for sale | 25,769,000 | 27,916,000 | 29,906,000 | 29,156,000 |
| Securities held to maturity | 5,446,000 | 5,444,000 | 5,023,000 | 3,902,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,127,000 | 157,666,000 | 162,985,000 | 161,441,000 |
| Interest-bearing deposits | 135,333,000 | 129,324,000 | 131,219,000 | 131,696,000 |
| Noninterest-bearing deposits | 27,794,000 | 28,342,000 | 31,766,000 | 29,745,000 |
| Equity capital | 29,030,000 | 29,552,000 | 29,783,000 | 25,899,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,491,000 | 4,902,000 | 7,016,000 | 9,119,000 |
| Interest expense | 305,000 | 578,000 | 840,000 | 1,084,000 |
| Net interest income | 2,186,000 | 4,324,000 | 6,176,000 | 8,035,000 |
| Noninterest income | 420,000 | 819,000 | 1,092,000 | 1,446,000 |
| Noninterest expense | 1,638,000 | 3,340,000 | 4,891,000 | 6,516,000 |
| Provision for loan losses | 1,272,000 | 1,748,000 | 2,246,000 | 6,546,000 |
| Pretax income | -304,000 | 55,000 | 154,000 | -3,547,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -304,000 | 55,000 | 154,000 | -3,547,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,252,000 | 24,639,000 | 24,768,000 | 21,019,000 |
| Total capital | 26,306,000 | 26,618,000 | 26,701,000 | 22,848,000 |
| Risk-weighted assets | 162,617,000 | 156,246,000 | 153,281,000 | 143,748,000 |