Call reports 2010
FLATHEAD BANK OF BIGFORK, MONTANA — 2010
What FLATHEAD BANK OF BIGFORK, MONTANA reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 229,026,000 | 225,701,000 | 223,273,000 | 217,757,000 |
| Total loans | 170,020,000 | 165,091,000 | 162,655,000 | 155,253,000 |
| Allowance for loan losses | 3,623,000 | 3,586,000 | 3,653,000 | 2,806,000 |
| Securities available for sale | 26,284,000 | 21,505,000 | 23,943,000 | 21,550,000 |
| Securities held to maturity | 5,170,000 | 5,696,000 | 5,450,000 | 5,447,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,832,000 | 174,276,000 | 175,503,000 | 171,335,000 |
| Interest-bearing deposits | 148,409,000 | 142,016,000 | 144,562,000 | 143,153,000 |
| Noninterest-bearing deposits | 27,423,000 | 32,260,000 | 30,941,000 | 28,182,000 |
| Equity capital | 29,419,000 | 29,674,000 | 29,831,000 | 29,231,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,778,000 | 5,550,000 | 8,335,000 | 10,961,000 |
| Interest expense | 542,000 | 991,000 | 1,399,000 | 1,758,000 |
| Net interest income | 2,236,000 | 4,559,000 | 6,936,000 | 9,203,000 |
| Noninterest income | 393,000 | 754,000 | 1,004,000 | 1,375,000 |
| Noninterest expense | 1,636,000 | 3,266,000 | 4,971,000 | 6,491,000 |
| Provision for loan losses | 593,000 | 1,321,000 | 2,117,000 | 3,688,000 |
| Pretax income | 400,000 | 726,000 | 852,000 | 399,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 400,000 | 726,000 | 852,000 | 399,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,513,000 | 24,848,000 | 24,949,000 | 24,526,000 |
| Total capital | 26,821,000 | 27,090,000 | 27,096,000 | 26,630,000 |
| Risk-weighted assets | 183,311,000 | 178,017,000 | 170,284,000 | 167,636,000 |