Call reports 2025
FIRST COMMUNITY BANK — 2025
What FIRST COMMUNITY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 80,396,000 | 84,456,000 | 87,474,000 | 89,953,000 |
| Total loans | 39,493,000 | 40,583,000 | 37,515,000 | 39,141,000 |
| Allowance for loan losses | 385,000 | 385,000 | 385,000 | 297,000 |
| Securities available for sale | 21,011,000 | 21,047,000 | 21,025,000 | 20,175,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,047,000 | 77,638,000 | 77,140,000 | 79,081,000 |
| Interest-bearing deposits | 56,221,000 | 60,570,000 | 58,812,000 | 60,347,000 |
| Noninterest-bearing deposits | 17,826,000 | 17,068,000 | 18,328,000 | 18,734,000 |
| Equity capital | 6,148,000 | 6,627,000 | 10,055,000 | 10,553,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 820,000 | 1,751,000 | 627,000 | 1,677,000 |
| Interest expense | 200,000 | 395,000 | 96,000 | 310,000 |
| Net interest income | 620,000 | 1,356,000 | 531,000 | 1,367,000 |
| Noninterest income | 27,000 | 65,000 | 17,000 | 47,000 |
| Noninterest expense | 521,000 | 1,139,000 | 349,000 | 1,128,000 |
| Provision for loan losses | 0 | 0 | 385,000 | 0 |
| Pretax income | 126,000 | 282,000 | -186,000 | 286,000 |
| Income tax | 11,000 | 22,000 | 0 | 0 |
| Net income | 115,000 | 260,000 | -186,000 | 286,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,375,000 | 8,497,000 | 7,042,000 | 7,739,000 |
| Total capital | — | — | 7,427,000 | 8,036,000 |
| Risk-weighted assets | — | — | 42,993,000 | 41,934,000 |