Call reports 2024
FIRST COMMUNITY BANK — 2024
What FIRST COMMUNITY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 80,233,000 | 79,591,000 | 81,297,000 | 79,161,000 |
| Total loans | 39,941,000 | 39,303,000 | 40,697,000 | 40,298,000 |
| Allowance for loan losses | 451,000 | 386,000 | 386,000 | 385,000 |
| Securities available for sale | 25,240,000 | 24,762,000 | 24,741,000 | 22,863,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,812,000 | 73,999,000 | 74,772,000 | 73,060,000 |
| Interest-bearing deposits | 57,268,000 | 56,370,000 | 55,255,000 | 55,319,000 |
| Noninterest-bearing deposits | 17,544,000 | 17,629,000 | 19,517,000 | 17,741,000 |
| Equity capital | 5,206,000 | 5,352,000 | 6,287,000 | 5,863,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 834,000 | 1,649,000 | 2,510,000 | 3,362,000 |
| Interest expense | 221,000 | 427,000 | 648,000 | 863,000 |
| Net interest income | 613,000 | 1,222,000 | 1,862,000 | 2,499,000 |
| Noninterest income | 31,000 | 98,000 | 131,000 | 188,000 |
| Noninterest expense | 481,000 | 986,000 | 1,468,000 | 1,985,000 |
| Provision for loan losses | 0 | -65,000 | -65,000 | -65,000 |
| Pretax income | 163,000 | 399,000 | 590,000 | 767,000 |
| Income tax | 13,000 | 26,000 | 39,000 | 52,000 |
| Net income | 150,000 | 373,000 | 551,000 | 715,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,714,000 | 8,008,000 | 8,136,000 | 8,270,000 |