Call reports 2023
FIRST COMMUNITY BANK — 2023
What FIRST COMMUNITY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 84,321,000 | 84,922,000 | 84,462,000 | 85,165,000 |
| Total loans | 40,548,000 | 38,659,000 | 39,877,000 | 40,253,000 |
| Allowance for loan losses | 451,000 | 457,000 | 463,000 | 463,000 |
| Securities available for sale | 27,061,000 | 26,458,000 | 25,197,000 | 25,763,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,367,000 | 76,985,000 | 77,222,000 | 76,352,000 |
| Interest-bearing deposits | 57,824,000 | 58,865,000 | 57,859,000 | 58,202,000 |
| Noninterest-bearing deposits | 18,543,000 | 18,119,000 | 19,363,000 | 18,150,000 |
| Equity capital | 4,844,000 | 4,758,000 | 4,011,000 | 5,551,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 731,000 | 1,482,000 | 2,295,000 | 3,180,000 |
| Interest expense | 69,000 | 211,000 | 384,000 | 588,000 |
| Net interest income | 662,000 | 1,271,000 | 1,911,000 | 2,592,000 |
| Noninterest income | 38,000 | 77,000 | 120,000 | 141,000 |
| Noninterest expense | 468,000 | 932,000 | 1,411,000 | 1,907,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 18,000 |
| Pretax income | 226,000 | 404,000 | 602,000 | 808,000 |
| Income tax | 14,000 | 28,000 | 42,000 | 56,000 |
| Net income | 212,000 | 376,000 | 560,000 | 752,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,398,000 | 7,533,000 | 7,685,000 | 7,839,000 |
| Total capital | 7,849,000 | — | — | — |
| Risk-weighted assets | 44,099,000 | — | — | — |