Call reports 2022
FIRST COMMUNITY BANK — 2022
What FIRST COMMUNITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 82,150,000 | 82,582,000 | 82,586,000 | 83,141,000 |
| Total loans | 35,809,000 | 36,565,000 | 36,855,000 | 39,217,000 |
| Allowance for loan losses | 445,000 | 445,000 | 445,000 | 445,000 |
| Securities available for sale | 27,367,000 | 26,871,000 | 26,618,000 | 27,086,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,619,000 | 77,859,000 | 78,953,000 | 78,491,000 |
| Interest-bearing deposits | 58,554,000 | 59,522,000 | 58,925,000 | 59,497,000 |
| Noninterest-bearing deposits | 18,064,000 | 18,338,000 | 20,028,000 | 18,994,000 |
| Equity capital | 5,442,000 | 4,640,000 | 3,519,000 | 4,573,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 559,000 | 1,151,000 | 1,820,000 | 2,572,000 |
| Interest expense | 40,000 | 86,000 | 134,000 | 194,000 |
| Net interest income | 519,000 | 1,065,000 | 1,686,000 | 2,378,000 |
| Noninterest income | 33,000 | 83,000 | 123,000 | 158,000 |
| Noninterest expense | 438,000 | 871,000 | 1,320,000 | 1,777,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 114,000 | 277,000 | 489,000 | 759,000 |
| Income tax | 8,000 | 16,000 | 25,000 | 33,000 |
| Net income | 106,000 | 261,000 | 464,000 | 726,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,962,000 | 7,075,000 | 7,253,000 | 7,455,000 |
| Total capital | — | — | 7,698,000 | 7,900,000 |
| Risk-weighted assets | — | — | 42,180,000 | 43,119,000 |