Call reports 2020
FIRST COMMUNITY BANK — 2020
What FIRST COMMUNITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 62,718,000 | 69,176,000 | 70,999,000 | 73,300,000 |
| Total loans | 34,352,000 | 36,004,000 | 38,061,000 | 36,102,000 |
| Allowance for loan losses | 400,000 | 415,000 | 430,000 | 445,000 |
| Securities available for sale | 15,974,000 | 15,284,000 | 16,293,000 | 18,601,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,574,000 | 61,733,000 | 63,455,000 | 65,661,000 |
| Interest-bearing deposits | 44,475,000 | 47,628,000 | 48,669,000 | 49,777,000 |
| Noninterest-bearing deposits | 11,099,000 | 14,105,000 | 14,786,000 | 15,884,000 |
| Equity capital | 6,949,000 | 7,245,000 | 7,326,000 | 7,463,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 601,000 | 1,274,000 | 1,857,000 | 2,452,000 |
| Interest expense | 59,000 | 110,000 | 159,000 | 204,000 |
| Net interest income | 542,000 | 1,164,000 | 1,698,000 | 2,248,000 |
| Noninterest income | 41,000 | 83,000 | 124,000 | 229,000 |
| Noninterest expense | 433,000 | 870,000 | 1,307,000 | 1,758,000 |
| Provision for loan losses | 3,000 | 18,000 | 33,000 | 48,000 |
| Pretax income | 151,000 | 315,000 | 438,000 | 632,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 151,000 | 315,000 | 438,000 | 632,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,505,000 | 6,630,000 | 6,728,000 | 6,881,000 |