Call reports 2018
FIRST COMMUNITY BANK — 2018
What FIRST COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 58,900,000 | 61,258,000 | 60,802,000 | 61,687,000 |
| Total loans | 30,940,000 | 30,957,000 | 30,162,000 | 30,053,000 |
| Allowance for loan losses | 381,000 | 385,000 | 388,000 | 397,000 |
| Securities available for sale | 16,392,000 | 16,195,000 | 16,486,000 | 16,161,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,937,000 | 55,171,000 | 54,661,000 | 55,366,000 |
| Interest-bearing deposits | 42,708,000 | 43,613,000 | 42,650,000 | 43,849,000 |
| Noninterest-bearing deposits | 10,229,000 | 11,559,000 | 12,011,000 | 11,517,000 |
| Equity capital | 5,722,000 | 5,848,000 | 5,876,000 | 6,123,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 532,000 | 1,070,000 | 1,619,000 | 2,159,000 |
| Interest expense | 48,000 | 96,000 | 144,000 | 195,000 |
| Net interest income | 484,000 | 974,000 | 1,475,000 | 1,964,000 |
| Noninterest income | 42,000 | 129,000 | 228,000 | 284,000 |
| Noninterest expense | 416,000 | 830,000 | 1,264,000 | 1,682,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 107,000 | 267,000 | 430,000 | 554,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 107,000 | 267,000 | 430,000 | 554,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,090,000 | 6,216,000 | 6,362,000 | 6,439,000 |
| Total capital | 6,471,000 | 6,601,000 | 6,750,000 | 6,836,000 |
| Risk-weighted assets | 36,065,000 | 36,369,000 | 35,639,000 | 35,271,000 |