Call reports 2016
FIRST COMMUNITY BANK — 2016
What FIRST COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 57,380,000 | 58,459,000 | 58,829,000 | 59,654,000 |
| Total loans | 26,250,000 | 28,762,000 | 29,997,000 | 31,420,000 |
| Allowance for loan losses | 337,000 | 336,000 | 342,000 | 349,000 |
| Securities available for sale | 17,404,000 | 17,228,000 | 17,750,000 | 17,620,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,575,000 | 52,483,000 | 52,855,000 | 53,971,000 |
| Interest-bearing deposits | 42,298,000 | 43,087,000 | 43,224,000 | 43,989,000 |
| Noninterest-bearing deposits | 9,277,000 | 9,395,000 | 9,631,000 | 9,982,000 |
| Equity capital | 5,576,000 | 5,764,000 | 5,729,000 | 5,454,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 466,000 | 964,000 | 1,471,000 | 1,982,000 |
| Interest expense | 36,000 | 72,000 | 108,000 | 142,000 |
| Net interest income | 430,000 | 892,000 | 1,363,000 | 1,840,000 |
| Noninterest income | 41,000 | 99,000 | 158,000 | 213,000 |
| Noninterest expense | 357,000 | 786,000 | 1,197,000 | 1,617,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 109,000 | 212,000 | 325,000 | 431,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 109,000 | 212,000 | 325,000 | 431,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,412,000 | 5,516,000 | 5,624,000 | 5,729,000 |
| Total capital | 5,749,000 | 5,852,000 | 5,966,000 | 6,078,000 |
| Risk-weighted assets | 32,588,000 | 34,396,000 | 35,105,000 | 35,831,000 |