Call reports 2015
FIRST COMMUNITY BANK — 2015
What FIRST COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 54,125,000 | 55,860,000 | 56,600,000 | 59,732,000 |
| Total loans | 24,210,000 | 25,981,000 | 27,123,000 | 26,394,000 |
| Allowance for loan losses | 441,000 | 442,000 | 462,000 | 331,000 |
| Securities available for sale | 20,409,000 | 19,997,000 | 18,720,000 | 18,293,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,495,000 | 48,520,000 | 49,935,000 | 53,082,000 |
| Interest-bearing deposits | 40,698,000 | 41,307,000 | 41,691,000 | 44,357,000 |
| Noninterest-bearing deposits | 7,797,000 | 7,213,000 | 8,244,000 | 8,726,000 |
| Equity capital | 5,407,000 | 5,338,000 | 5,383,000 | 5,390,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 446,000 | 904,000 | 1,398,000 | 1,881,000 |
| Interest expense | 38,000 | 75,000 | 114,000 | 153,000 |
| Net interest income | 408,000 | 829,000 | 1,284,000 | 1,728,000 |
| Noninterest income | 46,000 | 105,000 | 152,000 | 202,000 |
| Noninterest expense | 391,000 | 785,000 | 1,174,000 | 1,594,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 63,000 | 149,000 | 275,000 | 349,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 63,000 | 149,000 | 275,000 | 349,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,018,000 | 5,104,000 | 5,229,000 | 5,304,000 |
| Total capital | 5,400,000 | 5,512,000 | 5,639,000 | 5,635,000 |
| Risk-weighted assets | 30,577,000 | 32,589,000 | 32,764,000 | 33,193,000 |