Call reports 2012
FIRST COMMUNITY BANK — 2012
What FIRST COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 28,112,000 | 28,372,000 | 27,985,000 | 28,843,000 |
| Total loans | 15,085,000 | 14,702,000 | 14,910,000 | 14,154,000 |
| Allowance for loan losses | 320,000 | 291,000 | 306,000 | 294,000 |
| Securities available for sale | 7,828,000 | 7,924,000 | 8,857,000 | 9,431,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,617,000 | 24,789,000 | 24,305,000 | 25,259,000 |
| Interest-bearing deposits | 20,025,000 | 20,498,000 | 20,180,000 | 20,979,000 |
| Noninterest-bearing deposits | 4,592,000 | 4,291,000 | 4,125,000 | 4,280,000 |
| Equity capital | 2,690,000 | 2,780,000 | 2,882,000 | 2,817,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 290,000 | 568,000 | 863,000 | 1,130,000 |
| Interest expense | 35,000 | 66,000 | 96,000 | 120,000 |
| Net interest income | 255,000 | 502,000 | 767,000 | 1,010,000 |
| Noninterest income | 23,000 | 80,000 | 133,000 | 192,000 |
| Noninterest expense | 223,000 | 455,000 | 675,000 | 968,000 |
| Provision for loan losses | 0 | 30,000 | 45,000 | 60,000 |
| Pretax income | 164,000 | 216,000 | 299,000 | 293,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 164,000 | 216,000 | 299,000 | 293,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,396,000 | 2,448,000 | 2,530,000 | 2,524,000 |
| Total capital | 2,624,000 | 2,670,000 | 2,756,000 | 2,743,000 |
| Risk-weighted assets | 18,127,000 | 17,694,000 | 18,015,000 | 17,450,000 |