Call reports 2023
LEE COUNTY BANK — 2023
What LEE COUNTY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 |
|---|---|---|---|
| Total assets | 259,800,000 | 253,125,000 | 253,889,000 |
| Total loans | 207,083,000 | 206,648,000 | 204,944,000 |
| Allowance for loan losses | 2,436,000 | 2,489,000 | 2,482,000 |
| Securities available for sale | 1,640,000 | 1,034,000 | 992,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 210,766,000 | 202,050,000 | 197,203,000 |
| Interest-bearing deposits | 149,013,000 | 142,154,000 | 152,077,000 |
| Noninterest-bearing deposits | 61,753,000 | 59,896,000 | 45,126,000 |
| Equity capital | 37,259,000 | 37,758,000 | 38,237,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 |
|---|---|---|---|
| Interest income | 3,206,000 | 6,231,000 | 9,296,000 |
| Interest expense | 1,091,000 | 2,023,000 | 3,078,000 |
| Net interest income | 2,115,000 | 4,208,000 | 6,218,000 |
| Noninterest income | 105,000 | 218,000 | 305,000 |
| Noninterest expense | 1,413,000 | 2,849,000 | 4,273,000 |
| Provision for loan losses | 0 | 100,000 | 100,000 |
| Pretax income | 807,000 | 1,477,000 | 2,158,000 |
| Income tax | 211,000 | 385,000 | 563,000 |
| Net income | 596,000 | 1,092,000 | 1,595,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 |
|---|---|---|---|
| Tier 1 capital | 18,151,000 | 18,409,000 | 19,262,000 |
| Total capital | 20,295,000 | 20,535,000 | 21,336,000 |
| Risk-weighted assets | 171,246,000 | 169,752,000 | 165,516,000 |