Call reports 2022
LEE COUNTY BANK — 2022
What LEE COUNTY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 239,148,000 | 238,302,000 | 239,312,000 | 292,718,000 |
| Total loans | 200,681,000 | 204,312,000 | 205,384,000 | 202,148,000 |
| Allowance for loan losses | 2,287,000 | 2,285,000 | 2,296,000 | 81,000 |
| Securities available for sale | 1,855,000 | 1,649,000 | 1,621,000 | 1,634,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 195,806,000 | 195,360,000 | 205,293,000 | 247,934,000 |
| Interest-bearing deposits | 135,655,000 | 140,246,000 | 140,843,000 | 182,765,000 |
| Noninterest-bearing deposits | 60,151,000 | 55,114,000 | 64,450,000 | 65,169,000 |
| Equity capital | 27,336,000 | 27,825,000 | 18,846,000 | 32,544,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,086,000 | 4,236,000 | 6,481,000 | 9,448,000 |
| Interest expense | 211,000 | 417,000 | 688,000 | 1,342,000 |
| Net interest income | 1,875,000 | 3,819,000 | 5,793,000 | 8,106,000 |
| Noninterest income | 114,000 | 229,000 | 360,000 | 464,000 |
| Noninterest expense | 1,075,000 | 2,114,000 | 3,888,000 | 5,332,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 914,000 | 1,934,000 | 2,265,000 | 3,138,000 |
| Income tax | 39,000 | 82,000 | 96,000 | 314,000 |
| Net income | 875,000 | 1,852,000 | 2,169,000 | 2,824,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,329,000 | 27,826,000 | 18,873,000 | 11,676,000 |
| Total capital | — | — | — | 11,757,000 |
| Risk-weighted assets | — | — | — | 167,110,000 |