Call reports 2020
LEE COUNTY BANK — 2020
What LEE COUNTY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 198,070,000 | 209,571,000 | 207,939,000 | 232,353,000 |
| Total loans | 170,308,000 | 183,257,000 | 188,796,000 | 186,291,000 |
| Allowance for loan losses | 2,054,000 | 2,050,000 | 2,303,000 | 2,311,000 |
| Securities available for sale | 1,776,000 | 1,843,000 | 1,843,000 | 2,059,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,997,000 | 163,224,000 | 163,906,000 | 188,034,000 |
| Interest-bearing deposits | 103,753,000 | 96,495,000 | 99,514,000 | 119,769,000 |
| Noninterest-bearing deposits | 48,244,000 | 66,729,000 | 64,392,000 | 68,265,000 |
| Equity capital | 23,300,000 | 24,381,000 | 24,606,000 | 25,070,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,106,000 | 4,684,000 | 6,793,000 | 8,961,000 |
| Interest expense | 280,000 | 504,000 | 712,000 | 915,000 |
| Net interest income | 1,826,000 | 4,180,000 | 6,081,000 | 8,046,000 |
| Noninterest income | 104,000 | 189,000 | 274,000 | 289,000 |
| Noninterest expense | 1,025,000 | 2,030,000 | 3,059,000 | 4,198,000 |
| Provision for loan losses | 225,000 | 600,000 | 850,000 | 882,000 |
| Pretax income | 680,000 | 1,739,000 | 2,446,000 | 3,255,000 |
| Income tax | 29,000 | 74,000 | 104,000 | 139,000 |
| Net income | 651,000 | 1,665,000 | 2,342,000 | 3,116,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,273,000 | 24,287,000 | 24,509,000 | 24,978,000 |