Call reports 2019
LEE COUNTY BANK — 2019
What LEE COUNTY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 183,242,000 | 185,716,000 | 187,945,000 | 199,658,000 |
| Total loans | 155,377,000 | 156,530,000 | 163,912,000 | 166,319,000 |
| Allowance for loan losses | 1,831,000 | 1,782,000 | 1,751,000 | 1,834,000 |
| Securities available for sale | 2,691,000 | 2,014,000 | 2,016,000 | 1,817,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,708,000 | 143,890,000 | 145,119,000 | 156,439,000 |
| Interest-bearing deposits | 109,686,000 | 111,113,000 | 93,630,000 | 106,506,000 |
| Noninterest-bearing deposits | 33,022,000 | 32,777,000 | 51,489,000 | 49,933,000 |
| Equity capital | 21,718,000 | 22,160,000 | 22,623,000 | 23,025,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,002,000 | 4,004,000 | 6,098,000 | 8,201,000 |
| Interest expense | 356,000 | 740,000 | 1,128,000 | 1,425,000 |
| Net interest income | 1,646,000 | 3,264,000 | 4,970,000 | 6,776,000 |
| Noninterest income | 112,000 | 219,000 | 335,000 | 441,000 |
| Noninterest expense | 987,000 | 1,930,000 | 2,921,000 | 3,941,000 |
| Provision for loan losses | 0 | 0 | 0 | 103,000 |
| Pretax income | 771,000 | 1,553,000 | 2,384,000 | 3,173,000 |
| Income tax | 33,000 | 66,000 | 102,000 | 135,000 |
| Net income | 738,000 | 1,487,000 | 2,282,000 | 3,038,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,689,000 | 22,106,000 | 22,564,000 | 22,962,000 |
| Total capital | 23,233,000 | 23,662,000 | 24,195,000 | 24,612,000 |
| Risk-weighted assets | 123,261,000 | 124,285,000 | 130,335,000 | 131,806,000 |